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8 easy ways to save online and in-store.
 
article-save-with-couponsIn 2015, 90 per cent of American consumers used coupons to save on food, medication, household products and other items.

Whether you’re new to the coupon game, or are a regular pro, coupons can make a big impact on your bottom line. If you’re on a tight budget, starting to save for a big life event (hello, parenthood!), or simply want to cut back where you can, becoming a coupon convert can help you save hundreds of dollars each year.
 
Here are eight strategies to help maximize your coupon savings:

  1. Collect coupons and promo codes: Clip coupons from the paper or download printable coupons from popular sites such as Coupons.com, Passion for Savings, Money Saving MomThe Coupon Clippers and SmartSource. You can often find deals for everyday items you already have on your list, such as diapers, paper towels and detergent.
     
    Tip: Always read the fine print, and make sure your neighborhood stores accept coupons printed at home.
     
  2. Sign up for emails from your favorite retailers: Before buying a product in a store, consider signing up for its email newsletter. Often, the store will send a welcome email offering you a discount off your first purchase. Plus, you may get early notice for any future sales or promotions. Don’t want to overload your inbox? Sign up for unroll.me, which “rolls up” offers from retailers into one daily email and declutters your inbox.
     
  3. Stock up on sale items: Stores offer product sales roughly every three months, which is the perfect time to stock up on essentials like toilet paper, dish soap and garbage bags. Heather Wheeler and Joanie Demer, who run TheKrazyCouponLady, recommend purchasing sale items in bulk so you don’t have to pay full price when you run out — but they also advise shopping in moderation. (You don’t have to buy up an entire grocery store shelf to save.)
     
    Related: 5 ways to cut costs and save hundreds of dollars at home
     
  4. Get cash back whenever you can: On top of paying for purchases with a cash-back credit card, you can try Ebates. Every time you shop online at a featured retailer, you can earn back a percentage of your purchase.
     
    Tip: Schedule your shopping around their double-cash-back events.
     
  5. Download mobile apps for ease of use: While you could start organizing a binder of printable coupons, another option is to download deals straight to your phone. The Coupons App helps you find and save available online and in-store deals on your mobile device, or you can try Pushpins, which lets you redeem deals instantly by scanning an item and tapping on the related coupon to load it to your store loyalty card.
     
    Related: Work your credit card perks
     
  6. Request coupons from manufacturers: Many companies will mail you special offers and printable coupons directly. Check out this list Couponers United compiled of companies that have sent free coupons in the past. Also, P&G Everyday offers several printable coupons for products ranging from diapers to detergent, and also lets you save coupons from a mobile device to retailer loyalty cards.
     
  7. Keep an eye out for in-store deals: Look for tear-off coupons beside products or on product displays. Plus, many product packages will feature peel-off or cut-out coupons that you can use either on that purchase or on your next shopping trip.
     
  8. Look for the lowest price: When making a big purchase, compare prices at various retailers (sites like PriceGrabber can help). Do the same for lower-ticket items — if your grocery store doesn’t have the lowest price on strawberries, bring in a competitor’s flier and request a price match. Ask nicely, and you may be able to keep more of your hard-earned dollars in your own pocket.
     

For more tips on saving, find out how to turn your spending habit into a saving habit, or get inspired by 10 financial goals to set for yourself.

If you want to talk through your finances, we’re happy to help. Simply book an appointment at a branch near you.

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