Fixed vs. Adjustable: Which one should you choose?

Buying a home is likely the biggest purchase you’ll ever make. But before you can pack up and move in, you may need to secure a mortgage. This is often a long-term commitment — on average, homeowners expect to pay … Read more

8 home renovations with a great ROI

Add more than $1400 in value to your home with these tips. Nearly half of all homeowners who get a home equity line of credit use it to pay for renovations, according to a 2015 BMO Harris report. And with … Read more

Applying for a mortgage? Here are 5 ways to prepare

Steps to take before meeting with your lender. Whether you’re on the hunt for a new home or have found the place of your dreams, doing a bit of homework and planning before applying for a loan can help the … Read more

How to consolidate debt with a home equity line of credit

Credit cards. Student loans. Car payments. When the bills are piling up, it’s easy for payments to slip through the cracks and even easier to forget about them altogether. But there’s good news: Consolidating your debt can help you take … Read more

Could a refi be right for you?

It might, if one of these 6 situations applies to you. Refinancing is a great way to shorten the term of your mortgage, lower your interest rate and payment amounts, and as a way to access cash out of your … Read more

4 ways your HELOC could help with hefty expenses

If you have equity in your home, you may be able to use it to borrow money for renovations, big-ticket expenses — or to finance another purchase or project. A home equity line of credit (HELOC) offers access to funds … Read more

7 ways to winter-proof your home

Steps to help reduce costs and protect your home this winter. If you’re like many U.S. homeowners then you may be bracing yourself: Winter is coming. The season can have a negative impact on your home — and your budget. … Read more

5 ways to furnish your house on a budget

You’ve moved into your new digs, and you’re ready to make your house a home. There’s just one problem — furniture and home decorations don’t always come cheap. Buying a house is a big expense, often leaving you with little … Read more

April may be less taxing if you own a home

4 ways to save serious tax dollars. If you bought a home recently, congratulations! You may be able to start building equity, paint your walls any color you like, and potentially save on your tax return, too. In fact, you … Read more